Cross-Group Associations between Family Financial Socialization and Financial Skill

Faculty Sponsor: Valerie L. Nazzaro

Live Poster Session: Zoom Link

Jack Trowbridge
Jack Trowbridge

Jack Trowbridge is a sophomore at Wesleyan University studying Government and East Asian Studies. His academic interests include voting rights and electoral reform, U.S.-China relations, and storytelling’s political ramifications for everyday life in America and East Asia.

Abstract: Scientific literature on personal finance has highlighted young Americans’ increasing finance-related stress, which has also coincided with lower rates of financial literacy. Conceptual models and research results show a positive association between financial literacy and financial skill—a key precursor for financial well-being. Young Americans often learn about personal finance through their families, a process known as “family financial socialization.” This paper investigates the relationship between family financial socialization and financial skill and seeks to understand how such a relationship may look different for young Americans compared to previous ones, as well as other potential moderating factors.

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